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Did You Know the benefits of cucumbers?

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Cucumbers

Did You Know The Benefits Of Cucumbers?

They are 90% water.

Dissolves kidney and bladder stones.  Anti cancer.  Heals stomach ulcers.  Regulates blood pressure.

Rehydrates the body, Relieves headaches and promotes healthy skin.

August 6, 2016 |

There are a lot of myths about chiropractic care.

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There are a lot of myths about chiropractic care.

Maybe you’ve heard the one that “Once you go you have to go for the rest of your life.” Some are even worried that they’ll somehow get “addicted” to chiropractic adjustments.

Let’s put these wrongheaded ideas to rest, once and for all. To do so, we’ve created a fun little quiz. Want to play? I think you’ll be surprised. Maybe shocked. Click here.

Yours In Health,

Dr. Kevin Arnold
BAK™ Clinic

Maybe you’ve heard the one that “Once you go you have to go for the rest of your life.” Some are even worried that they’ll somehow get “addicted” to chiropractic adjustments.

Let’s put these wrongheaded ideas to rest, once and for all. To do so, we’ve created a fun little quiz. Want to play? I think you’ll be surprised. Maybe shocked. Click here.

Yours In Health,

Dr. Kevin Arnold
BAK™ Clinic

July 25, 2016 |

Do I Need A Toaster?

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Way back in the ‘good old days’, banks used to try really hard to get new customers.

They also seemed to think that they should treat their current customers differently than the new customers they were trying to woo. What they didn’t seem to realize was, their current customers were the ones who allowed them the budget to try to attract the new customers.

Case in point.  About 25 years ago, one of the large Canadian Trust companies had a promotion offering toasters to new customers.  I went in to make a transaction (this was when ABM’s weren’t all the rage and we actually stood face to face with the CSR’s, or tellers as they were known then) and asked the teller for my new toaster.

The teller looked at me like I had horns growing out of my head.

“You don’t get a toaster Mr. Wright, you are already a customer.  The promotion is for new customers only.”

“Why wouldn’t I get a new toaster”, I asked, “I am a customer and if you are giving them to new customers, why not to existing customers?”

We went back and forth a few times until finally I said, “Then let’s close my three accounts and I will re-open them so I can get my new toaster.”

You could probably imagine her reaction.

She ran back to get the manager.

When he came out, he looked at me and said “Trevor, what are you doing?  You know you can’t do that.  The promotion is for new customers, not existing ones.”

So I told him to close my accounts, I was going to another bank.

When he asked if I would stay if he gave me a toaster I smiled and said “most definitely”.

I walked out with a brand new toaster that day, my accounts at the same institution, and a smile on my face.

This was one of my first forays into the world of customer service, and probably one that made me start realizing the importance of treating all customers the same.

As businesses, are we spending too much time trying to get new customers and not enough time with the customers we already have?

In my opinion, yes.

Look around, cell phone companies trying to entice you to switch, cable companies, internet providers.  Heck, I remember a time when we were looking at a new supplier for wholesale products and our current provider kept undercutting the new competition.  We eventually switched over to the new company.  When the old supplier asked why we said, “If you could lower the cost so much now, why not before we brought in a new supplier?”

See what happens when you become complacent and spend too much time trying to attract new customers, and forget about the ones you already have?  They tend to move on.

Celebrate your current customers.  Make sure they realize how important they are.  Make sure they realize how important they are to you.  Don’t ever forget that you can afford to attract new customers because of the income created from your current customers.

July 22, 2016 |

How to Make More money by Leading With Love

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In case you missed it – here’s the link from Morgana Rae’s webinar How to Make More Money by Leading With Love.

Check it out: https://app.webinarjam.net/replay/27523/09079609c4/0/41071067

It’s an easy message that will cause profound changes in your earning power (like it has for me and others).

Here’s what people said about last night:
“Great webinar!”
“Fantastic call tonight. amazing topic.” “I love Morgana!  I need to meet her.  I hope I win dinner!”
“What a fun webinar event with Morgana!!”

Enjoy
Jennifer

PS: Morgana is coming to Toronto live on Wed Aug 10 to Summer Networking Bash! In the interview there’s a chance to win dinner with her when she’s in town!

July 20, 2016 |

Which way is the wind blowing today?

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There are people and companies out there who think they can tell which way the wind will be blowing in the future.  They believe that if they say something that they will be able to change the course of the market.  They believe that they can see the future of the market.  Who are these people?  Open up the business section of the newspaper and you will see one or two of them…every day.  How correct are they in their predictions?  Maybe 50/50.  Maybe less, maybe more.  However, even a blind squirrel gets the odd nut.

When a talking head on BNN starts talking about interest rates going down, is it because they have bonds they want people to buy?  When they start talking up a company’s stock, is it because they want to unload it?  When they talk about interest rates going up, is it because they want to buy bonds on the open market at a discount rate (because people will want to sell their ‘lower’ rate bonds for fear of them not paying as much as the ‘higher rate’ bonds-it can be confusing, but that’s what their idea is).

What happens when a big investment banking and financial services firm (who also provides ‘competitive rates, flexible options, personal service’ for mortgages) starts talking about rates going up?  Well, the cynic in me is thinking that they want people to lock in their rates, possibly because they actually think they may be going down.  I’m not sure, but my spidey sense starts tingling when I see this.  Just like the lender that has as ‘sale’ on GIC rates and once the sale is over offers a ‘limited time’ discounted mortgage rate.  They have it come in one door and back out the other, usually at a 50-60% profit (I can show you the math, just ask).

Now, back to the big investment banking and financial services firm.  This morning, June 16, 2016, they suggested “The next US rate hike is likely to be in September’.  Yet, in May their “base case now calls for a June rate hike by the U.S. Federal Reserve  and says it sees a low probability that a decision will be delayed by September”.  Huh?  This reminds me of the fish at the end of the dock trying to get back in the water.  Flip-flop-flip-flop.

Keep in mind, this is the same company that predicted a 59 cent dollar (CAD v USD) in January 2016 then backed away from that prediction in April 2016 (surprise, surprise, after a great run for the CAD).

I am not trying to say they never get anything right, however, predictions are just that.  Predictions.

Are you tired of your investment returns being based on predictions?

Does having your money in the yo-yo of the market concern you?

What happens if the market drops 40% when you have to start drawing money out?  Does it affect your retirement income?

If you could get access to the plans that the big boys use, without the market volatility, where during times of economic change the rates are relatively stable through ‘smoothing of returns’, would you be interested?

Would you be interested in a plan that has beaten the S&P TSX composite Total Return, Five-year GIC’s, GOC 5 to 10 year bonds, and the CPI, consistently over one-year, five-year, 10-year, 20-year, 30-year and 60-year time frames?

Would you like to learn how to create a personal bank account for yourself, your children and future generations?

Contact us today, 1-877-242-9116 or info@wrightassociates.ca.

We can help create a plan for you.

*The opinions expressed are those of the authors, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Insurance products provided by Wright & Associates Financial Services and is not the business of, or monitored by Sterling Mutuals Inc.

 

July 20, 2016 |

Is Bay Street really the way to go?

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Most people know what insurance is, but few people have ever been told what it can do.

INSURE YOUR WEALTH

The combination of turbulent financial markets and record low interest rates have challenged investors for several years. Conventional guaranteed financial instruments like bonds and GICs, long considered safe havens for investors, now produce historically low returns. Equities like publicly traded shares are now risky and unpredictable. Traditional investment vehicles no longer meet the investment and income needs of investors.

You can have a financial solution that delivers reliable, fully guaranteed, long-term equity-like returns unmatched by any other method or investment in Canada, so all of your objectives will be met, no matter what happens to equity markets and interest rates.

We have implemented this strategy with many of Canada’s most sophisticated investors after passing every due diligence test of ours.

You will have Three IMPORTANT NEEDS Met

  • Grow your Estate Value by maximizing the value of assets earmarked for estate  purposes
  •  Preserve your Estate Value by minimizing the impact of taxation
  • Enhance your Income by maximizing returns on assets used for income purposes

Your Strategy will PRODUCE OUTSTANDING RESULTS

  • With no borrowing
  • With no taxation problems
  • With no questionable banking arrangements
  • With no risk of fluctuating interest rates and volatile market conditions

 

 APPLICATIONS for your strategy

  • Maximize Estate Values
  • Liquidity on Second Death
  • Charitable Bequests
  • Increase Income and Preserve Estate

 

 THIS IS THE MOST EFFECTIVE WAY TO GUARANTEE HIGHER ESTATE VALUES AND HIGHER INCOMES FOR QUALIFIED INDIVIDUALS

Watch this video and then contact us for a free analysis to see if you qualify.

July 20, 2016 |

Align yourself with Professionals

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How to throw an afternoon tea party (1)

Align yourself with professionals while planning your next meeting or conference. They will be one of your best resources.

Planning a live event can be a sizable undertaking, often done by a single or small group of people. Whether the event is large or small, they share one common trait; they are all important to their organizers. Help build on the success and impact of your live event by aligning yourself with professionals that become a part of your team.
The right AV team will help walk you through all the necessary AV decision-making, asking the right questions to reach one common goal. Your Success is our Success.

Here are a few things to consider. Understanding Your AV Options

By hiring a professional Audio-Visual company, you can also lessen your involvement with the technical aspects of your event leaving more time for other tasks.

Our professional team will ensure you have the proper Equipment and Support to cover your entire audience based on your event type. Let us do what we do best.

Contact us Today to Book your Free On-Site Consultation at mtav.ca

July 16, 2016 |

Would added finances help your business?

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FuturePlan is a company that specializes in raising finance.    We will assist the client in
obtaining traditional financing, and have a unique source of financing for projects over 10 million.   writing and financial analysis for companies that are looking for financing or are just interested in the financial future for their organization.    Services also include

  • margin analysis and cost analysis for companies presently in operation.

We can assist the following business at this time.

 Home builders
 Manufacturing companies for receivables, equipment and working capital
 Start ups with a maximum of $250,000. Can include some soft cost.
 Restaurants payments based on credit card sales
 Retail payments based on credit card sales

Other possibilities

 Purchasing Inventory
 Renovations
 Advertising & Marketing
 Acquisitions
 Working Capital

Please call to obtain information and start the process to your success

Thank you David Francis B.A,Sc (Engineering)  M.B.A
Phone :  705 717 9158  Skype  davidRfrancis  Email   davidRfrancis@hotmail.com

July 15, 2016 |

Bay Street has brainwashed us into believing…

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Bay Street has brainwashed us into believing we have to risk our money in order to get decent growth.

 I have told many people that participating life insurance isn’t about the rate of return you get.  It’s about the unbeatable combination of safety, predictability, guarantees, liquidity, control of your money, plus some pretty juicy tax advantages.

 Will Rogers once noted, “The return of your money is more important than the return on your money.”  However, the long-term return of a properly structured dividend-paying policy is nothing to sneeze at.

 One thing we have been hearing a lot lately in the investment world is the impact that fees and taxes have on your mutual fund investments.  When we show you a projected plan using a dividend-paying insurance plan, it is net of fees, taxes and commissions.

 Would you like to learn more about this type of plan and even compare it to your current plan?  Contact us today to set up an appointment.

 *The opinions expressed are those of the authors, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Insurance products provided by Wright & Associates Financial Services and is not the business of, or monitored by Sterling Mutuals Inc.

July 14, 2016 |
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